state_legiscan_drain · MD
Climate Change, Homeowner's Insurance, and Emergency Management - Study
February 11, 2026
Summary
If enacted, this bill would require the University System of Maryland to conduct a study evaluating the relationship between climate change, homeowner's insurance, and emergency preparedness, with a report due by July 1, 2027. The study would assess the National Flood Insurance Program, the private flood insurance market, and ways to incentivize homeowners to invest in protection against extreme weather. The bill does not impose direct regulatory requirements on lenders or servicers but could inform future policy changes affecting flood insurance and property risk.
Source: https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB1219?ys=2026RS
Common questions
- What does "Climate Change, Homeowner's Insurance, and Emergency Management - Study" cover?
- If enacted, this bill would require the University System of Maryland to conduct a study evaluating the relationship between climate change, homeowner's…
- When was it published?
- It was published on February 11, 2026.