Regulatory updates
Every mortgage regulatory change we track, summarized in plain English. Ask questions on any update — free.
Department of Housing and Urban Development
Mortgagee Letter 2026-06: Increase in the Maximum Number of Draw Requests for Limited 203(k) Rehabilitation Mortgage Insurance Program
Department of Housing and Urban Development
Mortgagee Letter 2026-09: Eliminating Unnecessary Requirements for FHA Mortgagee Approval and Quality Control
Department of Housing and Urban Development
Mortgagee Letter 2026-10: Updates to FHA Quality Control Requirements for Appraisal Field Reviews
Colorado Division of Banking
Notice of Possession
Colorado Division of Banking
Liquidation Order
South Dakota Division of Banking
Sigue Corporation Settlement Agreement and Consent Order issued by the Division of Banking
South Dakota Division of Banking
Block, Inc. (f/k/a Square, Inc.) Multistate Settlement Agreement and Consent Order issued by the Division of Banking
state_legiscan_drain
Providing for insurance coverage for epinephrine delivery systems; and imposing duties on the Insurance Department.
Indiana Department of Financial Institutions
Ransomware Self-Assessment Tool (R-SAT) (October 23, 2023, Version 2.0 Release)
Colorado Division of Banking
TC17 Trust Companies Redline
Colorado Division of Banking
Consent Order Block Inc.
Department of Housing and Urban Development
Mortgagee Letter 2026-05: Annual Indexing of MAP Guide’s Substantial Rehabilitation and Large Loan Risk Mitigation Thresholds
West Virginia Division of Financial Institutions
AMENDED Amerbank LLC/Dolare LLC
Department of Housing and Urban Development
Mortgagee Letter 2026-03: Updates to Bidding at Foreclosure and Post-Foreclosure Sales Efforts
Department of Housing and Urban Development
Mortgagee Letter 2026-04: Updates to Multiple Environmental Requirements for the Multifamily Accelerated Processing Guide (“MAP Guide”)
Department of Housing and Urban Development
Mortgagee Letter 2026-01: Creating a Middle Income Housing option for 221(d)(4)
state_legiscan_drain
Permits senior citizens to designate third party to be notified of delinquency in payment of mortgage or property taxes.
Department of Housing and Urban Development
Mortgagee Letter 2026-02: Requirements for a Mortgagee’s Sale of a Beneficial Interest and Declaration of Trust Submission
Colorado Division of Banking
Consent Order Ramad Pay Inc.
South Dakota Division of Banking
Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (frequently asked questions)
Wyoming Division of Banking
Two Ocean No-Action Letter: Digital Asset Custody & Qualified Custodian Status
Colorado Division of Banking
Interim Regulatory Guidance: Virtual Currency and the Colorado Money Transmission Modernization Act
South Dakota Division of Banking
Pionex, Inc. Consent Order issued by the Division of Banking
West Virginia Division of Financial Institutions
Amerbank LLC / name changed to Dolare LLC
Colorado Division of Banking
Consent Order Sigue Corporation
Colorado Division of Banking
Updated Nonbank Ransomware Self-Assessment Tool (R-SAT)
South Dakota Division of Banking
Patrick Donlon Order issued by the Division of Banking
South Dakota Division of Banking
Security State Bank Order issued by the Division of Banking and the FDIC
West Virginia Division of Financial Institutions
Budget Finance Co. - New Martinsville, WV ORDER
OCC
OCC AA-ENF-2025-54 — Order of Prohibition