Reglith vs AllRegs
AllRegs, from ICE Mortgage Technology, is the incumbent mortgage reference library. This comparison draws on AllRegs’ public product pages and on our own product. The short version: they have the broader reference library, we have the change-to-policy workflow and a price you can sign up for yourself.
What AllRegs does better
Leading with this because it is the honest answer, and because if you need what is in this section you should buy theirs.
- Reference breadth. ICE describes the AllRegs State Compliance package as laws, regulations, plain-language analyses and disclosures for every jurisdiction, with compliance checklists, required document matrices and permissible fees matrices. Our published state matrices currently cover 5 topics, with the widest reaching 44 states. They are ahead on this, and it is the main reason to choose them.
- Investor guidelines. The AllRegs Investor Library carries full narrative investor guidelines, which ICE says include 20 of the top investors. We do not carry investor guidelines at all.
- Scale and track record. ICE describes AllRegs as more than a million pages of state and federal laws, regulations, agency guidelines and curated content, trusted for more than 35 years. We are a much newer product.
Where Reglith is different
- Change monitoring is the product, not a feed. We monitor more than 60 ingest streams across federal and GSE sources, state regulator sites, enforcement actions and the eCFR change feed, with drift detection that flags a source going quiet. AllRegs offers e-alerts; check with the vendor for what they cover.
- It maps changes to your policies. Upload your policy set and a new rule is scored against it, with a drafted revision for the sections that need to change. AllRegs’ public product pages describe a reference database and published guides; they do not describe scoring a change against your own policy documents.
- Ask with citations, in context. AllRegs offers Ask Regi, a generative AI search feature, alongside traditional keyword search. We ship one retrieval-backed Ask with citations, available in context on whatever you are reading.
- $79/month, all in, self-serve. AllRegs does not publish prices on its product pages and is offered as several separately named packages; check the vendor’s current pricing and modules. One price here, everything included, card not required for the 14-day trial.
Side by side
| AllRegs | Reglith | |
|---|---|---|
| State compliance matrices | Checklists, document and fee matrices for every jurisdiction, per ICE | 5 topics, up to 44 states — free and public |
| Matrix presentation | Check with the vendor | Filterable on-screen grid, plus export |
| Change alerting | E-alerts; check with the vendor for coverage | More than 60 ingest streams: federal/GSE sources, state regulator sites, enforcement, eCFR change feed, drift detection |
| Policy impact analysis | Not described on its public product pages | Scored impact per policy, with drafted revisions |
| Search | Keyword search plus Ask Regi, a generative AI search feature | One Ask with citations, in context |
| State license library | Check the vendor's current modules | 889 licenses, 335 mortgage-related published free |
| Pricing | Not published; sold as separate packages, ask the vendor | $79/month, everything included, 14-day trial without a card |
Which should you pick
If your work is reference lookup — you need the broadest library of guideline text, investor guidelines and state reference material — AllRegs is the deeper library and we would not pretend otherwise.
If your work is keeping a policy set current — you need to know what changed this week, which of your documents it touches, and what to edit — that is the problem Reglith is built around, at a price a small compliance team can approve without a procurement cycle.
See the data before you sign up
We publish a slice of the reference data free, with citations, so you can judge the quality without a trial: state compliance rules, mortgage licensing requirements by state, and plain-English summaries of every change we track.
AllRegs is a registered trademark of ICE Mortgage Technology, Inc. Reglith is not affiliated with, endorsed by, or sponsored by ICE Mortgage Technology. Information about AllRegs is drawn from publicly available sources, chiefly ICE Mortgage Technology’s AllRegs product pages and announcements, as of October 2026 and may have changed; verify with the vendor. Where we say what they do better, we mean it.