Regulatory updates
Every mortgage regulatory change we track, summarized in plain English. Ask questions on any update — free.
Mississippi Department of Banking and Consumer Finance
Guidance of Nontraditional Mortgage Products Risks
OCC
OCC AA-CE-2026-11 — Order of Prohibition
South Dakota Division of Banking
Security State Bank Order issued by the Division of Banking and the FDIC
South Dakota Division of Banking
Pionex, Inc. Consent Order issued by the Division of Banking
South Dakota Division of Banking
Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (order)
OCC
OCC AA-ENF-2025-63 — Consent Order
Department of Housing and Urban Development
Mortgagee Letter 2026-09: Eliminating Unnecessary Requirements for FHA Mortgagee Approval and Quality Control
Colorado Division of Banking
TC17 Trust Companies Redline
OCC
OCC AA-ENF-2026-5 — Order of Prohibition
West Virginia Division of Financial Institutions
Ultralight FS,. Inc., formerly known as Obopay, Inc., also doing business as Obopay USA
West Virginia Division of Financial Institutions
Agreed Order
OCC
OCC AA-ENF-2025-54 — Order of Prohibition
West Virginia Division of Financial Institutions
AMENDED Amerbank LLC/Dolare LLC
Colorado Division of Banking
Interim Regulatory Guidance: Virtual Currency and the Colorado Money Transmission Modernization Act
Federal Deposit Insurance Corporation · Jul 20, 2026
Reporting Forms and Instructions Associated With Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
Alabama State Banking Department · Jul 17, 2026
Transition to the National Multistate Licensing System (NMLS)
Kansas Office of the State Bank Commissioner · Jul 17, 2026
Kansas Office of the State Bank Commissioner Closes Small Business Bank, Lenexa, Kansas, Appoints Federal Deposit Insurance Corporation (FDIC) as Receiver
Arkansas State Bank Department · Jul 15, 2026
Legacy Bank Becomes a State-Chartered Institution
Federal Home Loan Bank of Chicago (MPF Program) · Jul 15, 2026
MPF Announcement 2026-44
state_legiscan_drain · Jul 14, 2026
In health care, further providing for definitions, for legislative findings and intent, for compliance, for conflicting advance health care directives, for life insurance, for health care instruments optional, for pregnancy and for liability, providing for prohibited conduct and damages, for judicial relief, for implementation, savings provision and transitional provision and for uniformity of application and construction, repealing provisions relating to living wills, providing for health care decisions and advance health care directives, repealing provisions relating to short title of subchapter, providing for advance mental health care directive, further providing for execution, for requirements and options, for when health care power of attorney operative, for appointment of health care agents, for authority of health care agent, for countermand, for amendment, for revocation, for relation of health care agent to court-appointed guardian and other agents, for decisions by health care representative, for duties of attending physician and health care provider, for effect on other State law, for validity and for form, providing for effect of copy and certified physical copy, repealing provisions relating to example and providing for example; repealing provisions relating to mental health care; and making an editorial change.
Federal Housing Finance Agency · Jul 13, 2026
Questions and Answers Regarding the Affordable Housing Program and Questions and Answers Regarding the Affordable Housing Program-Part 2
Housing and Urban Development Department · Jul 10, 2026
Credit Watch Termination Initiative; Terminations of Direct Endorsement (DE) Approval
Housing and Urban Development Department · Jul 10, 2026
Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Federal Flood Risk Management Standard
Housing and Urban Development Department · Jul 10, 2026
Comprehensive Listing of Transactional Documents for Mortgagors, Mortgagees and Contractors
Consumer Financial Protection Bureau · Jul 9, 2026
Request for Information Regarding Promoting Access to Mortgage Credit
Housing and Urban Development Department · Jul 9, 2026
Notice of HUD-Held Healthcare Loan Sale (HLS 2026-2)
National Credit Union Administration · Jul 9, 2026
Community Development Revolving Loan Fund
state_legiscan_drain · Jul 8, 2026
Retail Energy Market Consumer Protection Amendment Act of 2026
Kansas Office of the State Bank Commissioner · Jul 6, 2026
Virtual Currency Kiosk Consumer Protection Act - Effective Date: July 1, 2026
Arkansas State Bank Department · Jul 6, 2026
Special Meeting of the State Banking Board - August 20, 2026