MPF Announcement: 2026-73

Date: November 3, 2026 Effective Date: December 1, 2026 Audience: Compliance/Legal, Program Management, Origination, Quality Control, Servicing, Underwriting Product: MPF Government MBS, MPF Traditional, MPF Xtra®

MPF Xtra Escrow Event Based Reporting

As previously communicated in Announcement 2026-67 beginning December 1, 2026, PFIs must submit escrow events separately and report those events directly to Computershare in either Excel/CSV or JSON file format. ASCII text files will not be accepted for escrow event-based reporting.

Servicers may begin optional early production reporting to Computershare on November 4, 2026. Early participation is encouraged but not required. Daily escrow event reporting is mandatory beginning December 1, 2026.

Servicers of MPF Xtra loans with escrow accounts must comply with the following:

• Reporting deadline: Submit escrow activity to Computershare by 2:00 p.m. Eastern Time on the Business Day following the day the activity is processed.
• Weekend and holiday activity: Consolidate activity in the next Business Day’s file. For example, report Friday-through-Sunday activity on Monday, or Tuesday if Monday is a holiday.
• Separate reporting populations: Loans serviced under a separate direct Fannie Mae seller/servicer relationship must follow the applicable direct-servicer requirements and must not be combined with the MPF Xtra reporting population.
• Refer to Form SG406-X for additional information and guidance on MPF Xtra escrow event-based reporting, including preparation, submission, and reporting considerations.

The related MPF Guides, Forms, and Exhibits have been updated to reflect this change.

MPF Xtra Fannie Mae Reporting Changes Educational Series

Our educational series continues to help PFIs prepare for Fannie Mae’s new escrow reporting requirements. Recordings from the October 20 webinar and October 22 Office Hours session, along with the webinar presentation slides, are now available below. PFIs can also register for the November 19 webinar for a scenario-based walkthrough of completing and validating the reporting file and the December 9 Office Hours session to ask questions and discuss implementation challenges. Reminder: the November 19 webinar covers the same content as the October 20 session.

• October 20: Webinar
  • Recording / Presentation Slides
• October 22: Office Hours
  • Recording
• November 19: Webinar
  • Offering 2: Scenario-based walkthrough and file application. Register here.
• December 9: Office Hours
  • Final questions and implementation support. Register here.

In addition, PFIs should review our new MPF Xtra Escrow Reporting FAQs, along with all applicable Fannie Mae and MPF Program guidance.

For questions or assistance, please contact the MPF Service Center by using one of the following options:

• MPF Customer Service Portal
• MPF-Help@fhlbc.com
• 877.345.2673