Servicing Guide Announcement (SVC-2026-06)

Oct. 14, 2026

The Servicing Guide has been updated to include changes to the following:

• Foreclosure and bankruptcy allowable attorney fees: updates allowable foreclosure and bankruptcy attorney fees.
• Miscellaneous update:
  • Exceptions to IRS Form 1099-C Reporting

View the list of impacted topics.

Foreclosure and bankruptcy allowable attorney fees

We revised the

• Allowable Foreclosure Attorney Fees Exhibit to:
  • increase the maximum allowable foreclosure attorney fees in all jurisdictions and US territories, and
  • discontinue the Florida trial fee.
• Allowable Bankruptcy Attorney Fees Exhibit to:
  • increase fees across all bankruptcy chapters.

Effective: The new allowable fees are effective Jan. 1, 2027, and apply to all matters referred to counsel for initiation of foreclosure and bankruptcy proceedings, regardless of referral date, if the matter is still active as of Jan. 1, 2027.

Miscellaneous update

Exceptions to IRS Form 1099-C Reporting: We updated the Servicing Guide to reflect the updated process for accessing the Do Not Send 1099-C list. Servicers must access and review the loan-level list via Fannie Mae Connect no later than the 10th business day in January.

Additionally, servicers are reminded to subscribe to notifications in Fannie Mae Connect to receive alerts when the Do Not Send 1099-C list becomes available.

Effective: Servicers must implement these changes effective Jan. 15, 2027.

See the Servicing Guide for details about these updates. Servicers who have questions about this Announcement should contact their Fannie Mae Servicing Manager, or Fannie Mae’s Single-Family Servicer Resource Center at 1-800-2FANNIE (1-800-232-6643). Have guide questions? Get answers to all your policy questions, straight from the source. Ask Poli.

Impacted Topics