Federal Home Loan Bank of Chicago (MPF Program)
MPF Announcement 2026-72: MPF Xtra update related to FNMA LL-2026-04 - Governance framework on use of super intelligence
October 26, 2026
Summary
MPF Announcement 2026-72 clarifies that Fannie Mae Lender Letter LL-2026-04 on AI/ML governance has been superseded by Fannie Mae's Information Security and Business Resiliency Supplement. PFIs and servicers using 'super intelligence' in MPF Xtra origination or servicing must comply with applicable laws, the PFI Agreement, the MPF Guides, and Fannie Mae Guides. MPF Guide updates covering AI governance, cybersecurity, and business resiliency controls will be published shortly.
AI-generated summary · Oct 27, 2026. Verify with your compliance counsel before acting.
How this was generated
We record the exact prompt, model, and output for every AI response so it can be audited for accuracy.
MPF Announcement: 2026-72
Date: October 26, 2026
Alert: Clarification
Audience:
- Compliance/Legal
- Program Management
- Origination
- Quality Control
- Servicing
- Underwriting
Product:
- MPF Government MBS
- MPF Traditional
- MPF Xtra®
Effective Date:
January 18, 2026
MPF Xtra Updates – FNMA LL-2026-04
Fannie Mae announced Lender Letter LL-2026-04 regarding “Governance framework on use of artificial intelligence and machine learning” has been superseded by Fannie Mae Information Security and Business Resiliency Supplement. PFIs/Servicers using super intelligence in connection with the origination or servicing of MPF Xtra loans must comply with applicable laws, the PFI Agreement, the MPF Guides, and Fannie Mae Guides.
Updates to the MPF Guides providing MPF Program guidelines related to super intelligence governance, cybersecurity requirements, and enhanced business resiliency controls will be published shortly.
For questions or assistance, please contact the MPF Service Center by using one of the following options:
- MPF Customer Service Portal
- Email: MPF-Help@fhlbc.com
- Phone: (877) 345-2673
Reference
Please note you can access the MPF Guides and MPF Announcements on our MPF Website.
Visit the MPF Website to review and register for upcoming complimentary MPF Webinars.
Follow Us
Source: https://www.fhlbmpf.com/program-guidelines/mpf-program-updates/mpf-announcement-2026-72
Common questions
- What does "MPF Announcement 2026-72: MPF Xtra update related to FNMA LL-2026-04 - Governance framework on use of super intelligence" cover?
- MPF Announcement 2026-72 clarifies that Fannie Mae Lender Letter LL-2026-04 on AI/ML governance has been superseded by Fannie Mae's Information Security…
- Which agency issued this update?
- This update was issued by Federal Home Loan Bank of Chicago (MPF Program).
- When was it published?
- It was published on October 26, 2026.
Related updates
- Lakeview Loan Servicing, LLC, Pingora Loan Servicing, LLC, Community Loan Servicing, LLC, and Bayview Asset Management, LLC Multistate Settlement Agreement and Consent Order issued by the Division of Banking
- ACI Payments, Inc. Settlement Agreement and Consent Order issued by the Division of Banking
- Agreed Order
- Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (frequently asked questions)
- OCC 2021-043 — AA-ENF-2021-45
- Ocwen Financial Corp. order issued by the Division of Banking and find answers to frequently asked questions. (order)