Consumer Financial Protection Bureau
Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
January 12, 2026
Summary
The CFPB and DOJ have formally withdrawn a 2011 joint statement concerning the consideration of immigration status under the Equal Credit Opportunity Act. Creditors must now align their fair lending policies with current regulatory interpretations of ECOA without reliance on that specific guidance.
AI-generated summary · May 24, 2026. Verify with your compliance counsel before acting.
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Common questions
- What does "Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers" cover?
- The CFPB and DOJ have formally withdrawn a 2011 joint statement concerning the consideration of immigration status under the Equal Credit Opportunity Act.…
- Which agency issued this update?
- This update was issued by Consumer Financial Protection Bureau.
- When was it published?
- It was published on January 12, 2026.
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