DOMESTIC VIOL-COERCIVE CONTROL

Summary

If enacted, this bill would add an affirmative defense for coerced debt in any lawsuit or arbitration to collect a debt under the Consumer Installment Loan Act. The debtor could assert that the debt is partially or fully coerced due to domestic violence, shifting the burden to the plaintiff to disprove the defense by a preponderance of the evidence. This would affect lenders and servicers engaged in debt collection on consumer installment loans in Illinois.