When was it published?

It was published on January 14, 2026.

state_legiscan_drain · NY

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

January 14, 2026

Summary

If enacted, this bill would prohibit mortgage bankers and servicers from starting or continuing foreclosure actions when they know or should know that the mortgage depends on a deed obtained by fraud, forgery, or unlawful means. This aims to protect homeowners from wrongful foreclosures based on fraudulent title documents, affecting lenders and servicers operating in New York.

Source: https://www.nysenate.gov/legislation/bills/2025/A9554

Common questions

What does "Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means." cover?: If enacted, this bill would prohibit mortgage bankers and servicers from starting or continuing foreclosure actions when they know or should know that the…
When was it published?: It was published on January 14, 2026.

Summary

Common questions

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