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state_legiscan_drain · MI

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the tobacco products tax act. TIE BAR WITH: HB 6177'26

July 3, 2026

Summary

If enacted, this bill would consolidate Michigan's licensing statutes for mortgage brokers and lenders into a single framework, streamlining regulatory requirements. It would affect all entities licensed under the Mortgage Brokers, Lenders, and Servicers Licensing Act, including banks, credit unions, independent mortgage banks, and fintech lenders. The bill makes conforming changes to the Tobacco Products Tax Act but does not substantively alter operational requirements for originations, underwriting, or servicing.

AI-generated summary · Jul 5, 2026. Verify with your compliance counsel before acting.

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Source: https://legislature.mi.gov/Bills/Bill?ObjectName=2026-HB-6183

Common questions

What does "Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the tobacco products tax act. TIE BAR WITH: HB 6177'26" cover?
If enacted, this bill would consolidate Michigan's licensing statutes for mortgage brokers and lenders into a single framework, streamlining regulatory…
When was it published?
It was published on July 3, 2026.

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