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state_legiscan_drain · RI

Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units.

March 13, 2026

Summary

If enacted, this bill would limit mortgage prepayment regulations to loans secured by owner-occupied properties with one to four dwelling units, excluding investment and multifamily properties. Lenders and servicers would only need to comply with prepayment rules for these owner-occupied loans, reducing compliance burden for other loan types.

Source: https://status.rilegislature.gov/

Common questions

What does "Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units." cover?
If enacted, this bill would limit mortgage prepayment regulations to loans secured by owner-occupied properties with one to four dwelling units, excluding…
When was it published?
It was published on March 13, 2026.

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