state_legiscan_drain · RI
Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss.
February 27, 2026
Summary
If enacted, this bill would raise the threshold for declaring a vehicle a total loss from 80% to 85% of the vehicle's actual cash value, requiring insurers to repair rather than total vehicles with damage between 80% and 85%. This affects auto insurers and consumers in Rhode Island, potentially reducing total loss payouts and increasing repair costs.
Source: https://status.rilegislature.gov/
Common questions
- What does "Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss." cover?
- If enacted, this bill would raise the threshold for declaring a vehicle a total loss from 80% to 85% of the vehicle's actual cash value, requiring…
- When was it published?
- It was published on February 27, 2026.