New Hampshire Banking Department · NH
Tennessee Tech University earns top prize in CSBS Community Bank Case Study Competition
May 19, 2026
Summary
The Conference of State Bank Supervisors has awarded first place to a Tennessee Tech University student team in its 2026 Community Bank Case Study Competition. The winning case study provides analysis on balance sheet management, interest rate risk, and loan strategy implementation during inflationary periods.
From the Conference of State Bank Supervisors (CSBS):
The Conference of State Bank Supervisors announced a student team from Tennessee Technological University is the first-place winner of the 2026 CSBS Community Bank Case Study Competition. Student teams from Illinois State University and Iowa State University won second and third place, respectively.
The competition provides students an opportunity to explore and understand real issues facing community banks. The Tennessee Tech team, working closely with its bank partner, gave readers an insider’s view on how a community bank in Tennessee managed its balance sheet and interest rate risk in the face of significant inflation pressures in 2022.
“This case study is essentially a ‘how to’ manual on managing a community bank balance sheet in times of stress, developing and maintaining an effective loan strategy, pricing loans, and monitoring loan performance.” said CSBS Executive Vice President for Policy and Supervision Karen Lawson. “This case study is a must read for anyone interested in deepening their understanding of community banking.”
The competition invites student teams of all disciplines from across the nation to partner with a local community bank and conduct an in-depth case study. Thirty-five student teams representing 27 colleges and universities entered this year’s competition, examining interest rate risk, lending decisions, and response to inflation since 2020. Teams also analyzed how banks manage and maintain adequate capital through various strategies.
The Tennessee Technological University team members are Bo Briggs, Kaden Fray, Aaron Hughes, Michael Morrow, and Madelyn Ray. Alma Núñez served as faculty advisor. The team collaborated with Wilson Bank & Trust in Cookeville, Tennessee. Each winning team member will receive a $1,000 scholarship.
The winning team will present its findings at the annual Community Banking Research Conference on Oct. 6 and Oct. 7 at the Federal Reserve Bank of St. Louis. The top three case studies are available at: www.csbs.org/bankcasestudy and will be published in the annual CSBS Journal of Community Bank Case Studies, available in October.
Common questions
- What does "Tennessee Tech University earns top prize in CSBS Community Bank Case Study Competition" cover?
- The Conference of State Bank Supervisors has awarded first place to a Tennessee Tech University student team in its 2026 Community Bank Case Study…
- Which agency issued this update?
- This update was issued by New Hampshire Banking Department.
- When was it published?
- It was published on May 19, 2026.
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