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Mortgage licensing / Nebraska

Nebraska Mortgage Loan Originator License

individual licence · NMLS NEORIGINATOR_I · DBF

This license is required of any individual who for compensation or gain or in the expectation of compensation or gain (i) takes a residential mortgage loan application or (ii) offers or negotiates terms of a residential mortgage loan.

Requirements (3)

  1. Step 1

    Company Sponsorship: A sponsorship request must be submitted by your employer. NE will review and accept or reject the sponsorship request. A mortgage loan originator may only be sponsored by one employer. Note: An individual must be sponsored to obtain a license. Once licensed, if sponsorship is terminated, the license status will be changed to Approved-Inactive.

    Submitted via: NMLS

  2. Step 2

    If this business address is the applicant’s residence, the residence must be licensed as a branch location.

    Submitted via: N/A

  3. Step 3

    United States Citizenship Attestation Form: Nebraska law requires verification of the lawful presence in the United States of all applicants for a Mortgage Loan Originator license. Download the Attestation Form.

    Submitted via: Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Additional Upload Requirement.

General information

Who Is Required To Have This License? Any individual who for compensation or gain or in the expectation of compensation or gain (i) takes a residential mortgage loan application or (ii) offers or negotiates terms of a residential mortgage loan must obtain a mortgage loan originator license. A mortgage loan originator license is also required for individuals who solicit consumers to submit residential mortgage loan applications. In addition, any loan processor or underwriter who is an independent agent of a mortgage banker, mortgage registrant, or installment loan company must obtain a mortgage loan originator license to conduct such processing or underwriting activity. Section 45-727 of the Nebraska Residential Mortgage Licensing Act. Activities Authorized Under This License This license authorizes the following activities… • First mortgage brokering • Second mortgage brokering • First mortgage lending • Second mortgage lending • First mortgage servicing • Third party first mortgage servicing • Subordinate lien mortgage servicing • Third party subordinate lien mortgage servicing master servicing • Mortgage loan purchasing • Short sale • Home equity lending/lines of credit • Reverse mortgage activities • High cost home loans • Third party mortgage loan processing • Third party mortgage loan underwriting • Manufactured housing financing • Lead generation • Mortgage loan modifications Pre-licensure Education: Prior to submission of the application, complete 22 hours of NMLS-approved pre-licensure education (PE) courses which include 2 hours of Nebraska state-specific hours. Testing: Must satisfy one of the following three conditions: • Passing results on both the National and Nebraska State components of the SAFE Test, or • Passing results on both the National and Stand-alone UST components of the SAFE Test, or • Passing results on the National Test Component with Uniform State Content Nebraska does notissue paper licenses for this license type.

Other Nebraska mortgage licenses

Sourced from the NMLS/CSBS state licensing record, last updated March 26, 2026. Requirements change — confirm against the state agency before filing. Not legal advice.

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