Wyoming Mortgage Loan Originator License
individual licence · DOB
This license is required of any individual, who for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage loan application or offers or negotiates the terms of a residential mortgage loan, for any dwelling located in Wyoming.
Requirements (1)
Step 1
Company Sponsorship: A sponsorship request must be submitted by your employer. WY will review and accept or reject the sponsorship request. WY offers an “Approved-Inactive” license status. If you are not currently employed by a mortgage company (or your employer has not yet requested sponsorship on your behalf) and you have completed all requirements for this license, the license may be issued as “Approved-Inactive” until sponsorship by a mortgage company is acquired. While in an “Approved-Inactive” status, you are NOT authorized to conduct business under the authority of the WY Mortgage Loan Originator License.Submitted via: NMLS
General information
Please read through the checklist before applying
GENERAL INFORMATION
Who Is Required to Have This License? W.S. 40-23-102(a)(xxvii), W.S. 40-23-124 through W.S. 40-23-128
Any individual, who for compensation or gain, or in the expectation of compensation or gain, takes a residential mortgage loan application or offers or negotiates the terms of a residential mortgage loan, for any dwelling located in Wyoming.
Who does not qualify for a Mortgage Loan Originator License?
• Anyone who has any outstanding judgments, except a judgment solely as a result of medical expenses.
• Anyone who has any outstanding Tax Liens or other Government Liens
• Anyone who has a foreclosure within the past 3 years
• Anyone who lives more than 100 miles from a licensed location, (MLO’s are allowed to license their residence if applicable.
Pre-licensure Education: Prior to submission of the application, complete at least 20 hours of NMLS-approved pre-licensure education (PE) courses.
Testing: Must pass the National Test Component with Uniform State Content
Wyoming Division of Banking does not issue paper licenses for this license type.
Other Wyoming mortgage licenses
- Mortgage Broker License
- Mortgage Broker License
- Mortgage Lender/Broker License
- Mortgage Lender/Broker License
- All 5 Wyoming licenses
Sourced from the NMLS/CSBS state licensing record, last updated April 21, 2026. Requirements change — confirm against the state agency before filing. Not legal advice.