Services / Licensing Footprint
Are you licensed everywhere you operate?
Your operating states vs. the licenses you hold — coverage gaps, upcoming renewals, and what it costs to expand.
Why this matters.
Lending into a state you are not licensed in is the kind of gap that turns into a consent order. Renewal dates slip. Expansion means a research project per state.
Reglith cross-references where you operate against the licenses you hold and the per-state requirements, so coverage gaps, renewal deadlines, and expansion costs are one screen — not a spreadsheet you maintain by hand.
What this looks like.
How we do it.
A two-minute intake
Tell us your entity type, the states you operate in, and the programs you originate. We tailor the analysis to your shop.
Import your licenses
Paste from NMLS, upload a CSV, or add them manually — so coverage gaps reflect the licenses you actually hold.
See gaps, renewals, expansion
Every operating state is scored Covered/Gap/Unknown; renewals are bucketed by deadline; expansion states show the requirements and cost.
What's in the product today.
Map every operating state as Covered, Gap, or Unknown against the licenses you actually hold
Import your held licenses (NMLS paste, CSV, or manual) so the gaps reflect reality, not guesses
Renewal tracking — see what is expiring within 30, 60, and 90 days
Expansion view — pick a state you do not operate in and see the required licenses, bond minimum, and net-worth requirement
Driven by your business profile (states, entity type, loan programs) captured in a two-minute intake
Turn any coverage gap into an assignable remediation task
Screen your loan-officer roster against the HUD Limited Denial of Participation (LDP) exclusion list — a name match surfaces before an examiner finds it