Services / Guideline Library
Fannie, Freddie, FHA, VA, USDA, and Ginnie Mae — in the same place as everything else.
Every section of the Fannie Mae Selling Guide, Freddie Mac Seller/Servicer Guide, FHA Handbook 4000.1, VA Lenders Handbook, USDA RD Handbook HB-1-3555, and Ginnie Mae MBS Guide 5500.3 — browsable, current, and answerable through Ask with citations to the exact sections.
Why this matters.
The Fannie Mae Selling Guide, the Freddie Mac Seller/Servicer Guide, the FHA Handbook 4000.1, the VA Lenders Handbook, the USDA RD Handbook HB-1-3555, and the Ginnie Mae MBS Guide 5500.3 are the documents your underwriters, QC, and secondary-market teams live in — but they sit behind a separate, expensive reference subscription, in a different tab from your change monitoring and your own policies.
When a question comes up — "what does the Freddie Guide actually require for asset depletion income?" or "what are the Ginnie Mae issuer net-worth requirements?" — someone leaves Reglith, logs into another product, searches a hundreds-of-sections guide, and copies the answer back. We put all six guideline texts where the rest of the work already happens, and let Ask read them for you.
What this looks like.
How we do it.
Full standing text, not just the changes
We already track every announcement from Fannie, Freddie, FHA, VA, USDA RD, and Ginnie Mae. The Guideline Library adds the standing text those announcements amend — all six references, every section, ingested and kept current.
Browse each guide's own structure
Fannie organizes by Part → Subpart → Chapter → Section; Freddie by Series → Chapter → Section; FHA 4000.1 by Part → Section → Chapter; VA 26-7, USDA HB-1-3555, and the Ginnie Mae MBS Guide 5500.3 by chapter. Each guide follows its own hierarchy, with every section on its own page.
Ask reads all six at once
Ask runs retrieval over the actual section text from the Fannie Guide, Freddie Guide, FHA Handbook, VA Lenders Handbook, USDA RD Handbook, and Ginnie Mae MBS Guide and answers with links to the exact sections — grounded in the source, not paraphrased from memory.
What's in the product today.
The complete Fannie Mae Selling Guide — all five Parts (A–E), every section, kept current from fanniemae.com
The full Freddie Mac Seller/Servicer Guide — all nine Series, 700+ sections, kept current from guide.freddiemac.com
The FHA Single Family Housing Policy Handbook 4000.1 — all five Parts, every chapter, extracted from the official HUD PDF
The VA Lenders Handbook (VA Pamphlet 26-7) — all 18 chapters, current text from VA's KnowVA portal
The USDA RD Technical Handbook HB-1-3555 — all chapters of the SFH Guaranteed Loan Program handbook, from rd.usda.gov
The Ginnie Mae MBS Guide (5500.3, Rev. 1) — issuer eligibility, pooling, securitization, and servicing, every chapter, from ginniemae.gov
When a section changes, we redline it — the exact words added and removed, on the section page — so you can see what changed from the day you start tracking, not just that something did
Browse by each guide's own hierarchy — or jump straight to a citation
Ask answers over all six at once, with links to the exact sections it drew from
A structured Obligation Library on top of the text — the discrete requirements each guide imposes ("the lender must verify income …"), plus the same extraction over the federal mortgage regulations (Reg Z, RESPA, ECOA, HMDA, SAFE Act, BSA/AML), filterable by source, party, and topic and each linked back to its section
One subscription for change monitoring, your policy library, and the guidelines themselves — not three