State rules / Disclosure Requirements

Texas disclosure requirements

Texas requires mortgage servicers to provide a written notice to the borrower concerning SML regulatory oversight within 30 days of commencing servicing. The notice must be in the form prescribed by SML and included in the first notice sent to the borrower (e.g., under Regulation X). Additionally, all correspondence with the borrower must include the servicer's name, NMLS ID, and website address.

Disclosure Requirements in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.

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