State rules / Permissible Fees

Pennsylvania permissible fees

Mortgage lenders may charge interest, discount points, origination fees, delinquency charges, and actual costs for title examination, credit reports, appraisals, and other processing fees. Mortgage brokers may collect actual title, credit report, and appraisal fees, and charge a disclosed broker's fee. No statutory caps are specified beyond federal law (RESPA).

Permissible Fees in other states

Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.

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