State rules / Prepayment Penalty Rules
Arkansas prepayment penalty rules
Yes, Arkansas permits prepayment penalties on residential first-lien mortgage loans, but only within the first 36 months after loan origination, with decreasing caps: 3% in year one, 2% in year two, and 1% in year three. No penalty is allowed after 36 months.
Prepayment Penalty Rules in other states
- Alabama prepayment penalty rules
- Alaska prepayment penalty rules
- California prepayment penalty rules
- Colorado prepayment penalty rules
- Connecticut prepayment penalty rules
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Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.