State rules / Prepayment Penalty Rules
Florida prepayment penalty rules
Prepayment penalties are prohibited for loans under Chapter 516 (up to $25,000). For notes silent on prepayment, Fla. Stat. § 697.06 allows prepayment without penalty but does not bar contractual penalties. High-cost home loans under § 494.00791 may include prepayment fees for up to 36 months under certain conditions.
Prepayment Penalty Rules in other states
- Colorado prepayment penalty rules
- Connecticut prepayment penalty rules
- Delaware prepayment penalty rules
- Georgia prepayment penalty rules
- Illinois prepayment penalty rules
- Indiana prepayment penalty rules
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Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 6, 2026.