State rules / Prepayment Penalty Rules
Kansas prepayment penalty rules
Kansas permits prepayment penalties on home loans secured by a real estate mortgage only if the prepayment occurs within six months of the note's execution. After six months, no penalty may be assessed. The statute does not specify a cap on the penalty amount for the permissible period.
Prepayment Penalty Rules in other states
- Illinois prepayment penalty rules
- Indiana prepayment penalty rules
- Iowa prepayment penalty rules
- Kentucky prepayment penalty rules
- Louisiana prepayment penalty rules
- Maine prepayment penalty rules
- Compare all 44 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.