State rules / Prepayment Penalty Rules
New Jersey prepayment penalty rules
Prepayment penalties are prohibited. Borrowers may prepay a mortgage loan at any time without penalty.
Prepayment Penalty Rules in other states
- Nebraska prepayment penalty rules
- Nevada prepayment penalty rules
- New Hampshire prepayment penalty rules
- New Mexico prepayment penalty rules
- New York prepayment penalty rules
- Ohio prepayment penalty rules
- Compare all 44 states
Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.