State rules / Prepayment Penalty Rules
Pennsylvania prepayment penalty rules
Pennsylvania prohibits prepayment penalties on residential mortgage loans. Loans contracted on or after January 30, 1974 may be prepaid in full without any penalty or other charge before maturity.
Prepayment Penalty Rules in other states
- Ohio prepayment penalty rules
- Oklahoma prepayment penalty rules
- Oregon prepayment penalty rules
- Rhode Island prepayment penalty rules
- South Carolina prepayment penalty rules
- Tennessee prepayment penalty rules
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Researched and verified against primary sources by AI, with the controlling citation above. Not human-reviewed and not legal advice — confirm against the cited source before relying on it. Last updated July 5, 2026.