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Massachusetts Division of Banks · MA

209 CMR 50.00: Parity with Federal Credit Unions – Final Amendments

December 11, 2025

Summary

The Massachusetts Division of Banks has finalized amendments to 209 CMR 50.00 to align state-chartered credit union powers with those granted to federal credit unions. These updates ensure that state-regulated institutions maintain parity in offering products and services, thereby preserving competitive standing in the Massachusetts financial market.

  • Division of Banks
  • Office of Consumer Affairs and Business Regulation

209 CMR 50.00: Parity with Federal Credit Unions – Redlined Amendments

209 CMR 50.00: Parity with Federal Credit Unions – Clean Copy Amendments

Filing with the Senate Clerk and House Clerk

Division of Banks

The Division of Banks (DOB) is the chartering authority and primary regulator for financial service providers in Massachusetts. DOB's primary mission is to ensure a sound, competitive, and accessible financial services environment throughout the Commonwealth.

Office of Consumer Affairs and Business Regulation

The Office of Consumer Affairs and Business Regulation protects and empowers consumers through advocacy and education, and ensures a fair playing field for the Massachusetts businesses its agencies regulate.

Source: https://www.mass.gov/news/209-cmr-5000-parity-with-federal-credit-unions-final-amendments

Common questions

What does "209 CMR 50.00: Parity with Federal Credit Unions – Final Amendments" cover?
The Massachusetts Division of Banks has finalized amendments to 209 CMR 50.00 to align state-chartered credit union powers with those granted to federal…
Which agency issued this update?
This update was issued by Massachusetts Division of Banks.
When was it published?
It was published on December 11, 2025.

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