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state_legiscan_drain · RI

Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.

February 13, 2026

Summary

If enacted, this bill would expand Rhode Island's statutory underinsured motorist coverage to include property damage, which is currently only available for uninsured motorist coverage. This would affect auto insurance policies in the state, requiring insurers to offer property damage coverage under underinsured motorist provisions.

Source: https://status.rilegislature.gov/

Common questions

What does "Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently." cover?
If enacted, this bill would expand Rhode Island's statutory underinsured motorist coverage to include property damage, which is currently only available…
When was it published?
It was published on February 13, 2026.

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