Consumer Financial Protection Bureau
Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
December 15, 2025
Summary
The CFPB and the Federal Reserve Board have updated the dollar thresholds for 2026 that determine the scope of Reg Z and Reg M protections. These adjustments ensure that consumer credit and lease transactions remain subject to TILA and Consumer Leasing Act requirements based on annual inflation indices.
AI-generated summary · May 24, 2026. Verify with your compliance counsel before acting.
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Common questions
- What does "Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions" cover?
- The CFPB and the Federal Reserve Board have updated the dollar thresholds for 2026 that determine the scope of Reg Z and Reg M protections. These…
- Which agency issued this update?
- This update was issued by Consumer Financial Protection Bureau.
- When was it published?
- It was published on December 15, 2025.
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