Consumer Financial Protection Bureau
Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
December 15, 2025
Summary
The CFPB, FRB, and OCC have increased the dollar threshold for the higher-priced mortgage loan (HPML) exemption from special appraisal requirements from $33,500 to $34,200 for the 2026 calendar year. Loans at or below this new amount will be exempt from the specific appraisal rules mandated for higher-priced mortgage loans.
AI-generated summary · May 24, 2026. Verify with your compliance counsel before acting.
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Common questions
- What does "Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans" cover?
- The CFPB, FRB, and OCC have increased the dollar threshold for the higher-priced mortgage loan (HPML) exemption from special appraisal requirements from…
- Which agency issued this update?
- This update was issued by Consumer Financial Protection Bureau.
- When was it published?
- It was published on December 15, 2025.
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