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state_legiscan_drain · KY

AN ACT relating to products that offer benefits in connection with personal property.

February 3, 2026

Summary

If enacted, this bill would establish regulatory requirements for vehicle financial protection products (VFPPs) in Kentucky, defining them as not insurance and prohibiting lenders from conditioning credit on their purchase. The bill sets specific requirements for debt waivers and vehicle value protection agreements, and would apply to VFPPs effective January 1, 2027.

Source: https://apps.legislature.ky.gov/record/26RS/sb158.html

Common questions

What does "AN ACT relating to products that offer benefits in connection with personal property." cover?
If enacted, this bill would establish regulatory requirements for vehicle financial protection products (VFPPs) in Kentucky, defining them as not…
When was it published?
It was published on February 3, 2026.

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