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New York State Department of Financial Services · NY

Annual Maximum Check Casher Fee

February 12, 2013

Summary

The New York State Department of Financial Services has increased the maximum allowable check-cashing fee from 1.91% to 1.95% of the check face amount. This adjustment, effective March 4, 2013, applies to all licensed check cashers but excludes checks drawn for payees that are not natural persons.

Industry Letter


Annual Maximum Check Casher Fee

February 12, 2013


To the Licensed Check Casher Addressed:

Part 400.11 of the Superintendent’s Regulations provides for a possible increased annual fee adjustment, based on the increase in the consumer price index for the New York-Northern New Jersey–Long Island, NY-NJ-CT-PA area for all urban consumers.

Pursuant to Section 372(3) of the Banking Law and Part 400.11 of the Superintendent’s Regulations, this is to advise you that effective March 4, 2013, the maximum fee that licensed check cashers may charge for cashing a check will be increased from 1.91 percent of the face amount of the check to 1.95 percent, except with respect to the cashing of checks, drafts or money orders for payees of such checks, drafts or money orders that are other than natural persons.

Please revise your signage accordingly.

Sincerely,

Benjamin M. Lawsky
Superintendent of Financial Services

Source: https://www.dfs.ny.gov/industry_guidance/industry_letters/il20130212_annual_max_check_casher_fee

Common questions

What does "Annual Maximum Check Casher Fee" cover?
The New York State Department of Financial Services has increased the maximum allowable check-cashing fee from 1.91% to 1.95% of the check face amount.…
Which agency issued this update?
This update was issued by New York State Department of Financial Services.
When was it published?
It was published on February 12, 2013.

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