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state_legiscan_drain · IL

BOATS-INSURANCE REQUIRED

January 27, 2026

Summary

If enacted, this bill would require owners of motorboats over 10 horsepower, motorboats over 21 feet long, or personal watercraft to maintain a minimum liability insurance policy issued by an Illinois-licensed insurer. It would create a petty offense for operating without insurance, with fines between $500 and $1,000, and allow a defense by showing then-current coverage. It also establishes a court supervision option for first-time violators with proof of insurance.

AI-generated summary · Aug 2, 2026. Verify with your compliance counsel before acting.

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Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=2972&GAID=18&DocTypeID=SB&SessionID=114&GA=104

Common questions

What does "BOATS-INSURANCE REQUIRED" cover?
If enacted, this bill would require owners of motorboats over 10 horsepower, motorboats over 21 feet long, or personal watercraft to maintain a minimum…
When was it published?
It was published on January 27, 2026.

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