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Federal Home Loan Mortgage Corporation

Bulletin 2025-H: Refactoring

December 17, 2025

Summary

Freddie Mac Bulletin 2025-H updates the Single-Family Seller Servicer Guide with changes to selling and servicing requirements. The bulletin addresses policy clarifications and operational updates for lenders and servicers. Affected parties should review the full bulletin to ensure compliance.

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Bulletin 2025-H

Refactoring

Issued 12/17/2025

TO: Freddie Mac Sellers and Servicers
SUBJECT: REFACTORING

To improve ease of use of our Guide, a number of Guide chapters have been refactored to enhance readability. No requirements were changed as a result of this new formatting, although cross-references to the refactored chapters have been updated.

For a full list of Guide impacts related to Guide refactoring, see the Guide Updates Spreadsheet section below.

GUIDE UPDATES SPREADSHEET

For a detailed list of the Guide updates associated with this Bulletin and the topics with which they correspond, access the Bulletin 2025-H (Selling/Servicing) Guide Updates Spreadsheet via the Download drop-down available at https://guide.freddiemac.com/app/guide/bulletin/2025-H.

CONCLUSION

If you have any questions about the changes announced in this Bulletin, please contact your Freddie Mac representative or call Customer Service at 800-FREDDIE.

Sincerely,

Kevin Kauffman

Senior Vice President, Single-Family Seller Engagement

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Source: https://guide.freddiemac.com/app/guide/bulletin/2025-H

Common questions

What does "Bulletin 2025-H: Refactoring" cover?
Freddie Mac Bulletin 2025-H updates the Single-Family Seller Servicer Guide with changes to selling and servicing requirements. The bulletin addresses…
Which agency issued this update?
This update was issued by Federal Home Loan Mortgage Corporation.
When was it published?
It was published on December 17, 2025.

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