Federal Home Loan Mortgage Corporation
Bulletin 2026-I: Refactoring
September 16, 2026
Summary
This bulletin announces the refactoring of Freddie Mac Guide Chapters 2101 and 4703 to improve readability and ease of use. No requirements, standards, or policies were changed as a result of this formatting update, only cross-references were revised. All Freddie Mac sellers and servicers must use the updated chapter structures immediately.
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Bulletin 2026-I
Refactoring
Issued 09/16/2026
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TO: Freddie Mac Sellers and Servicers
SUBJECT: REFACTORING
- Topics and summary of changes
- Guide requirements
- Guide Updates Spreadsheet and Tracked Revisions
- Contact and support
1. TOPICS AND SUMMARY OF CHANGES
| Topic | Effective date | Summary of change | Additional resources |
|---|---|---|---|
| Guide chapter refactoring | Immediate | Refactored Guide Chapters 2101 and 4703 | N/A |
2. GUIDE REQUIREMENTS
Guide chapter refactoring
To improve ease of use of our Guide, Chapters 2101 and 4703 have been refactored in order to continue enhancing readability. No requirements were changed as a result of this new formatting, although cross-references to the refactored chapters have been updated.
For a full list of Guide impacts related to Guide refactoring, see the Guide Updates Spreadsheet section below.
3. GUIDE UPDATES SPREADSHEET AND TRACKED REVISIONS
For a detailed list of the Guide updates associated with this Bulletin and tracked revisions of the Guide content, access the Bulletin 2026-I (Selling/Servicing) Guide Updates Spreadsheet and Guide Tracked Revisions via the Download drop-down available at https://guide.freddiemac.com/app/guide/bulletin/2026-I.
The Guide Updates Spreadsheet and Guide Tracked Revisions are not part of, or a substitute for, the Guide or other Purchase Documents.
4. CONTACT AND SUPPORT
If you have any questions about the changes announced in this Bulletin, please contact your Freddie Mac representative or call Customer Service at 800-FREDDIE.
Sincerely,
Kevin Kauffman
Senior Vice President, Single-Family Seller Engagement
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Source: https://guide.freddiemac.com/app/guide/bulletin/2026-I
Common questions
- What does "Bulletin 2026-I: Refactoring" cover?
- This bulletin announces the refactoring of Freddie Mac Guide Chapters 2101 and 4703 to improve readability and ease of use. No requirements, standards, or…
- Which agency issued this update?
- This update was issued by Federal Home Loan Mortgage Corporation.
- When was it published?
- It was published on September 16, 2026.