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Consumer Financial Protection Bureau

CFPB Letter to Washington State Legislature on Barring Medical Bills on Credit Reports

January 28, 2025

Summary

The CFPB provided technical guidance supporting Washington State's legislative efforts to prohibit the inclusion of medical debt on consumer credit reports. The Bureau argues that medical debt is not predictive of creditworthiness and that its inclusion creates significant financial hardship, citing its ongoing federal regulatory efforts to achieve a similar nationwide ban.

A letter written by Seth Frotman, CFPB General Counsel, to Senator Marcus Riccelli and Representative Joe Timmons of the Washington State Legislature.

Source: https://www.consumerfinance.gov/about-us/newsroom/cfpb-letter-to-washington-state-legislature-on-barring-medical-bills-on-credit-reports/

Common questions

What does "CFPB Letter to Washington State Legislature on Barring Medical Bills on Credit Reports" cover?
The CFPB provided technical guidance supporting Washington State's legislative efforts to prohibit the inclusion of medical debt on consumer credit…
Which agency issued this update?
This update was issued by Consumer Financial Protection Bureau.
When was it published?
It was published on January 28, 2025.

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