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state_legiscan_drain · IL

CHARITABLE ORG BFY-PROBATE

November 20, 2025

Summary

If enacted, this bill would amend the Illinois Unclaimed Life Insurance Benefits Act to require insurers to respond to charitable beneficiaries within 120 days, provide claim forms and descriptions, and impose penalties up to $10,000 for bad faith failure. It also defines 'beneficiary designation' to include bank accounts, securities, and retirement accounts, excluding annuities and insurance policies. The bill affects insurers and financial institutions that hold such beneficiary-designated property.

Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=4206&GAID=18&DocTypeID=HB&SessionID=114&GA=104

Common questions

What does "CHARITABLE ORG BFY-PROBATE" cover?
If enacted, this bill would amend the Illinois Unclaimed Life Insurance Benefits Act to require insurers to respond to charitable beneficiaries within 120…
When was it published?
It was published on November 20, 2025.

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