state_legiscan_drain · IL
CLIMATE RISK & STRENGTHEN HOME
February 6, 2026
Summary
If enacted, this bill would require Illinois insurers to provide premium discounts for fortified homes, offer optional riders for post-claim upgrades, and mandate flood coverage notices. It also establishes a pilot grant program (Strengthen Illinois Homes Program) to fund home hardening and requires insurers to participate in NAIC climate risk surveys. The bill primarily affects insurers and homeowners, with indirect impacts on mortgage lenders and compliance teams.
AI-generated summary · Jun 28, 2026. Verify with your compliance counsel before acting.
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Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=4006&GAID=18&DocTypeID=SB&SessionID=114&GA=104
Common questions
- What does "CLIMATE RISK & STRENGTHEN HOME" cover?
- If enacted, this bill would require Illinois insurers to provide premium discounts for fortified homes, offer optional riders for post-claim upgrades, and…
- When was it published?
- It was published on February 6, 2026.