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state_legiscan_drain · IL

CLIMATE RISK & STRENGTHEN HOME

February 6, 2026

Summary

If enacted, this bill would require insurers to provide premium discounts for homeowners with fortified homes, create a pilot grant program for home strengthening, mandate climate risk disclosure by insurers, and require flood coverage notices. It would affect insurers, homeowners, and the Illinois Department of Insurance.

Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=4006&GAID=18&DocTypeID=SB&SessionID=114&GA=104

Common questions

What does "CLIMATE RISK & STRENGTHEN HOME" cover?
If enacted, this bill would require insurers to provide premium discounts for homeowners with fortified homes, create a pilot grant program for home…
When was it published?
It was published on February 6, 2026.

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