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state_legiscan_weekly · CA

Consumer loans: residential real property rental payments.

February 19, 2026

Summary

If enacted, this bill would require lenders making consumer loans secured by residential real property in California to report rental payment information to consumer credit reporting agencies. This aims to help tenants build credit history through on-time rent payments, affecting lenders, servicers, and borrowers. The bill adds Article 7 to Division 9 of the Financial Code.

Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB2350

Common questions

What does "Consumer loans: residential real property rental payments." cover?
If enacted, this bill would require lenders making consumer loans secured by residential real property in California to report rental payment information…
When was it published?
It was published on February 19, 2026.

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