United States Congress
Credit Access and Inclusion Act of 2023
May 17, 2023
Summary
This bill amends the FCRA to permit landlords, utility firms, and telecommunications companies to furnish rent, utility, and telecom payment data to consumer reporting agencies, overriding any other law that might prohibit such reporting. Energy utilities must not report as late any balance under a current payment plan. The rule aims to expand credit-file inclusion for consumers with limited traditional credit history, directly affecting underwriting data used by mortgage lenders.
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Source: https://www.congress.gov/bill/118th-congress/hr-bill/3418
Common questions
- What does "Credit Access and Inclusion Act of 2023" cover?
- This bill amends the FCRA to permit landlords, utility firms, and telecommunications companies to furnish rent, utility, and telecom payment data to…
- Which agency issued this update?
- This update was issued by United States Congress.
- When was it published?
- It was published on May 17, 2023.