United States Congress
Credit Access and Inclusion Act of 2023
May 17, 2023
Summary
The Credit Access and Inclusion Act of 2023, introduced in the Senate, would amend the Fair Credit Reporting Act to explicitly permit any person, including lenders and HUD, to report positive payment information for rent, utilities, and telecom services to consumer reporting agencies. It also bars energy utilities from reporting a balance as late when the consumer is on a payment plan and meeting its terms. The bill is pending; no effective date is set.
AI-generated summary · Sep 10, 2026. Verify with your compliance counsel before acting.
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Source: https://www.congress.gov/bill/118th-congress/s-bill/1654
Common questions
- What does "Credit Access and Inclusion Act of 2023" cover?
- The Credit Access and Inclusion Act of 2023, introduced in the Senate, would amend the Fair Credit Reporting Act to explicitly permit any person,…
- Which agency issued this update?
- This update was issued by United States Congress.
- When was it published?
- It was published on May 17, 2023.
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