Housing and Urban Development Department
FHA INFO 2026-22: FHA Seeks Feedback on Proposed Changes to Single Family Housing Minimum Property Requirements
September 22, 2026
Summary
FHA is requesting stakeholder feedback by November 6, 2026 on proposed updates to the Minimum Property Requirements (MPRs) in Single Family Housing Policy Handbook 4000.1, posted on the FHA Drafting Table. The proposals modernize two-decade-old property standards to align with industry practices, reduce costs, and expand FHA financing access, particularly for first-time and low-to-moderate-income buyers. The draft is not official policy; existing MPRs remain in effect until a final Handbook update is published.
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Today, FHA posted proposed policy updates to its Minimum Property Requirements (MPR) in Single Family Housing Policy Handbook 4000.1 (Handbook 4000.1) on the FHA Single Family Drafting Table (Drafting Table) for review and feedback. These proposed updates take into consideration comments received on the Request for Information (RFI), Regarding Single Family Minimum Property Requirements (MPR) (Docket No. FR-6609-N-01), dated May 29, 2026.
FHA’s MPRs have long supported the safety and soundness of single-family homes FHA insures. However, these standards have not been updated in over two decades and no longer reflect current industry practices. The MPRs are dated, creating unnecessary burdens that increase housing costs, discourage industry participation, limit access to FHA insured financing - particularly for first-time and low- to moderate-income American homebuyers - and outweigh the benefits they provide.
This proposal seeks to modernize and strengthen FHA’s MPRs by aligning with industry standards, making it easier to do business with FHA, reorganizing MPR content and structure for ease of use, simplifying policy with more concise language, refining the scope of standards to reasonably necessary actions, and defining property eligibility and acceptability standards more clearly.
This initiative is part of a broad set of policy updates intended to advance the administration’s overall goals of reducing burdensome regulations, minimizing costs, and expanding access to FHA mortgage insurance programs while protecting the Mutual Mortgage Insurance Fund (MMIF).
Stakeholders are encouraged to thoroughly review the proposed policy updates and provide feedback through November 6, 2026, using the feedback instructions posted on the Drafting Table. FHA will carefully consider all feedback received before publishing a final Handbook 4000.1 update.
As a reminder, this draft is not official Departmental policy and cannot be used in connection with any FHA-insured mortgage until finalized. FHA’s existing policies remain in effect until amended.
If you have questions, contact the FHA Resource Center (referenced below).
Source: https://www.hud.gov/hud-partners/single-family-fha-info#fha-info-2026-22
Common questions
- What does "FHA INFO 2026-22: FHA Seeks Feedback on Proposed Changes to Single Family Housing Minimum Property Requirements" cover?
- FHA is requesting stakeholder feedback by November 6, 2026 on proposed updates to the Minimum Property Requirements (MPRs) in Single Family Housing Policy…
- Which agency issued this update?
- This update was issued by Housing and Urban Development Department.
- When was it published?
- It was published on September 22, 2026.