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state_legiscan_drain · MI

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan penal code. TIE BAR WITH: HB 6177'26

July 3, 2026

Summary

If enacted, this bill would consolidate multiple licensing statutes for mortgage brokers and lenders in Michigan into a single, streamlined framework, reducing regulatory fragmentation. It would also make conforming changes to the Michigan Penal Code. The bill affects all entities originating or brokering residential mortgages in the state, including banks, independent mortgage bankers, brokers, and credit unions.

AI-generated summary · Jul 5, 2026. Verify with your compliance counsel before acting.

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Source: https://legislature.mi.gov/Bills/Bill?ObjectName=2026-HB-6199

Common questions

What does "Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan penal code. TIE BAR WITH: HB 6177'26" cover?
If enacted, this bill would consolidate multiple licensing statutes for mortgage brokers and lenders in Michigan into a single, streamlined framework,…
When was it published?
It was published on July 3, 2026.

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