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state_legiscan_weekly · CA

Genetic testing for life and disability insurance.

February 10, 2026

Summary

If enacted, this bill would prohibit life and disability insurers from using genetic test results to deny coverage or set rates, with limited exceptions. It would require insurers to obtain informed consent before requesting genetic tests and impose strict confidentiality requirements. The bill primarily impacts life and disability insurers, not mortgage lenders or banks.

Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1798

Common questions

What does "Genetic testing for life and disability insurance." cover?
If enacted, this bill would prohibit life and disability insurers from using genetic test results to deny coverage or set rates, with limited exceptions.…
When was it published?
It was published on February 10, 2026.

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Genetic testing for life and disability insurance. — Reglith