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state_legiscan_drain · MI

Insurance: property and casualty; fortified roof endorsement; require insurance companies to offer. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2132.

July 29, 2026

Summary

If enacted, this bill would require property and casualty insurers in Michigan to offer a fortified roof endorsement to policyholders, potentially qualifying them for premium discounts. The bill amends the Insurance Code to add this offering requirement but does not mandate that homeowners purchase the endorsement or set specific premium amounts. It would primarily affect insurers and consumers by expanding insurance product availability.

AI-generated summary · Aug 2, 2026. Verify with your compliance counsel before acting.

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Source: https://legislature.mi.gov/Bills/Bill?ObjectName=2026-SB-1130

Common questions

What does "Insurance: property and casualty; fortified roof endorsement; require insurance companies to offer. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2132." cover?
If enacted, this bill would require property and casualty insurers in Michigan to offer a fortified roof endorsement to policyholders, potentially…
When was it published?
It was published on July 29, 2026.

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