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state_legiscan_drain · IL

LOC GOV-CREDIT CARD AGREEMENTS

January 22, 2026

Summary

If enacted, this bill would allow Illinois counties, acting as trustees, to acquire or sell tax delinquent property without holding a judicial tax deed auction, and would require them to offer acquired parcels at a public tax deed auction. It also establishes a surplus equity fund and fee, and grants property owners who suffer loss due to the issuance of a deed at auction the right to recover lost surplus equity via indemnity. The bill affects county tax collection procedures rather than directly regulating lenders or servicers, but may impact entities that purchase tax liens or service loans on properties with delinquent taxes.

AI-generated summary · Jul 19, 2026. Verify with your compliance counsel before acting.

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Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=4537&GAID=18&DocTypeID=HB&SessionID=114&GA=104

Common questions

What does "LOC GOV-CREDIT CARD AGREEMENTS" cover?
If enacted, this bill would allow Illinois counties, acting as trustees, to acquire or sell tax delinquent property without holding a judicial tax deed…
When was it published?
It was published on January 22, 2026.

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