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state_legiscan_drain · IL

MINE SUBSIDENCE INSURANCE FUND

February 6, 2026

Summary

If enacted, this bill would amend the Mine Subsidence Insurance Article of the Illinois Insurance Code, modifying definitions, fund management, premium rate setting, and coverage provisions for mine subsidence insurance. It would eliminate deductibles for mine subsidence damage for policies issued or renewed after January 1, 2027, and allow the Fund and Director to set maximum reinsured loss amounts. The bill also establishes staggered 3-year terms for directors and imposes independence and fiduciary duties.

Source: https://www.ilga.gov/Legislation/BillStatus?DocNum=5376&GAID=18&DocTypeID=HB&SessionID=114&GA=104

Common questions

What does "MINE SUBSIDENCE INSURANCE FUND" cover?
If enacted, this bill would amend the Mine Subsidence Insurance Article of the Illinois Insurance Code, modifying definitions, fund management, premium…
When was it published?
It was published on February 6, 2026.

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