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state_legiscan_drain · CA

Mortgage forbearance: state of emergency: wildfire.

February 11, 2026

Summary

If enacted, this bill would amend California Civil Code Sections 3273.23 and 3273.24 to extend mortgage forbearance protections to homeowners affected by a state of emergency declared due to wildfire. It would require mortgage servicers to offer forbearance to qualifying borrowers and would establish associated terms and conditions for repayment. The change affects residential mortgage loans serviced in California, impacting lenders, servicers, and consumers.

AI-generated summary · Sep 23, 2026. Verify with your compliance counsel before acting.

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Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1847

Common questions

What does "Mortgage forbearance: state of emergency: wildfire." cover?
If enacted, this bill would amend California Civil Code Sections 3273.23 and 3273.24 to extend mortgage forbearance protections to homeowners affected by…
When was it published?
It was published on February 11, 2026.

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