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state_legiscan_drain · CA

Mortgage forbearance: state of emergency: wildfire.

February 11, 2026

Summary

If enacted, this bill would expand existing mortgage forbearance protections to include wildfire state-of-emergency declarations. It requires servicers to grant forbearance of up to 90 days upon request, with possible extension, and prohibits late fees and negative credit reporting during the forbearance period. This applies to all residential mortgage loans in California.

Source: https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB1847

Common questions

What does "Mortgage forbearance: state of emergency: wildfire." cover?
If enacted, this bill would expand existing mortgage forbearance protections to include wildfire state-of-emergency declarations. It requires servicers to…
When was it published?
It was published on February 11, 2026.

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