Reglith
← All regulatory updates

Federal Home Loan Bank of Chicago (MPF Program)

MPF Announcement 2026-39

June 11, 2026

Summary

The MPF Program is updating its 2026 Low-Income Areas and Area Median Income (AMI) data effective June 15, 2026. Lenders must use the new data for 80% AMI validation on applicable sub-products, with updates to the eMPF system, FHFA AMI spreadsheet, and Property Demographics Tool.

AI-generated summary · Jun 11, 2026. Verify with your compliance counsel before acting.

How this was generated

We record the exact prompt, model, and output for every AI response so it can be audited for accuracy.

MPF Announcement: 2026-39

Date: June 11, 2026

Effective Date: June 15, 2026

Alert: Policy Update

Audience:

  • Compliance/Legal
  • Program Management
  • Origination
  • Quality Control
  • Servicing
  • Underwriting

Product:

  • MPF Government MBS
  • MPF Traditional
  • MPF Xtra®

2026 Low-Income Areas and Area Median Income (AMI) Information

The 2026 Low-Income Areas and 2026 Area Median Income (AMI) information will be available starting Monday, June 15, 2026.

Please take note of the following eMPF® updates:

  • Effective Monday, June 15, the 80% AMI validation at funding will begin using the updated 2026 data. This only applies to sub-products with an 80% AMI requirement.
  • The FHFA 80 Percent AMI Amounts by County spreadsheet will be updated with a 2026 tab.
  • The Property Demographics Tool will be updated to reflect the 2026 data.

We encourage you to review these updates and contact the MPF Service Center with any questions:

Reference

Please note you can access the MPF Guides and MPF Announcements on our MPF Website.

Visit the MPF Website to review and register for upcoming complimentary MPF Webinars.

Source: https://www.fhlbmpf.com/program-guidelines/mpf-program-updates/mpf-announcement-2026-39

Common questions

What does "MPF Announcement 2026-39" cover?
The MPF Program is updating its 2026 Low-Income Areas and Area Median Income (AMI) data effective June 15, 2026. Lenders must use the new data for 80% AMI…
Which agency issued this update?
This update was issued by Federal Home Loan Bank of Chicago (MPF Program).
When was it published?
It was published on June 11, 2026.

Related updates

Stop missing the rule that costs you a loan.

MPF Announcement 2026-39 — Reglith