Federal Home Loan Bank of Chicago (MPF Program)
MPF Announcement 2026-53
August 24, 2026
Summary
MPF Announcement 2026-53 introduces new low loan balance pricing options under the MPF Xtra product for both mandatory and best-efforts Delivery Commitments, effective August 24, 2026. The new schedules cover fixed 15-, 20-, and 30-year conventional loans with maximum loan amounts from $85,000 to $450,000, plus a 30-year manufactured housing option. Use of the new subproducts is optional, and existing pricing schedules remain available; participants may need to integrate the new schedules into their product pricing engines.
AI-generated summary · Aug 29, 2026. Verify with your compliance counsel before acting.
How this was generated
We record the exact prompt, model, and output for every AI response so it can be audited for accuracy.
MPF Announcement 2026-53
MPF Announcement: 2026-53 Date: August 24, 2026 Effective Date: August 24, 2026
Audience:
- Compliance/Legal
- Program Management
- Origination
- Quality Control
- Servicing
- Underwriting
Product:
- MPF Government MBS
- MPF Traditional
- MPF Xtra®
Alert:
- Policy Update
MPF Xtra® Product: New Low Loan Balance Pricing
Effective August 24, 2026, the MPF Program will offer the following new pricing options under the MPF Xtra® product for both mandatory and best-efforts Delivery Commitments (DCs):
- Fixed 30 Yr 375k Max Ln Amt
- Fixed 30 Yr 400k Max Ln Amt
- Fixed 30 Yr 425k Max Ln Amt
- Fixed 30 Yr 450k Max Ln Amt
- Fixed 30 Yr Manufactured Housing
- Fixed 20 Yr 200k Max Ln Amt
- Fixed 20 Yr 225k Max Ln Amt
- Fixed 15 Yr 225k Max Ln Amt
While the existing pricing schedules will remain available, the new schedules may offer additional pricing advantages. Use of these new subproducts is optional.
MPF Xtra
| Maximum Loan Amount | 15 Year Conventional | 20 Year Conventional | 30 Year Conventional |
|---|---|---|---|
| $85,000 | • | • | • |
| $110,000 | • | • | • |
| $125,000 | • | • | • |
| $150,000 | • | • | • |
| $175,000 | • | • | • |
| $200,000 | • | • | • |
| $225,000 | • | • | • |
| $250,000 | • | ||
| $275,000 | • | ||
| $300,000 | • | ||
| $325,000 | • | ||
| $350,000 | • | ||
| $375,000 | • | ||
| $400,000 | • | ||
| $425,000 | • | ||
| $450,000 | • |
The new pricing options will be available along with the existing pricing schedules on the eMPF® website. Additional coordination may be required to integrate these subproducts into your product pricing engines (PPEs).
Please note that the new pricing options will only be available for the MPF Xtra product.
If you have any questions regarding the new pricing option or the DC creation process, contact the MPF Service Center:
- MPF Customer Service Portal
- MPF-Help@fhlbc.com
- 877.345.2673
Source: https://www.fhlbmpf.com/program-guidelines/mpf-program-updates/mpf-announcement-2026-53
Common questions
- What does "MPF Announcement 2026-53" cover?
- MPF Announcement 2026-53 introduces new low loan balance pricing options under the MPF Xtra product for both mandatory and best-efforts Delivery…
- Which agency issued this update?
- This update was issued by Federal Home Loan Bank of Chicago (MPF Program).
- When was it published?
- It was published on August 24, 2026.