MPF Announcement Summary: 2026-S08

Date: August 6, 2026

MPF Selling Announcements

This document summarizes MPF Selling Announcements being published on this date. PFIs and Servicers must refer to the actual MPF Announcement for the specific requirements and guidance.

MPF Traditional

MPF Announcement 2026-47: MPF Traditional Selling—Temporary Buydowns Qualification Ratio Update

The temporary buydown qualification requirements have been updated to align with the standard debt-to-income (DTI) ratios.

Upcoming Webinars

• Wednesday, August 12th MPF® University Welcomes MGIC: Analyzing Self-Employed Borrowers 101 – Getting Started & the Sole Proprietor Learn the fundamentals of analyzing self-employed borrower income using tax returns. This webinar covers required documentation, business structures and Schedule C income calculations to help mortgage professionals confidently evaluate qualifying income.

• Wednesday, September 2nd MPF® University Welcomes Arch: Components of Paystubs and W2s Learn the fundamentals of income documentation in this MPF University session. Participants will review key paystub and W-2 components, general documentation requirements and mandatory payroll deductions used in mortgage underwriting.

To register for upcoming webinars and view our on-demand webinar library please visit the following link: https://www.fhlbmpf.com/education/upcoming-webinars

*All webinars begin at 1 p.m. CT

Reminders

• The MPF Investor Reporting Calendars have been updated to reflect the accurate submission time for required reports. Please review the updated calendars and ensure all applicable reporting deadlines and submission times are followed.

• MPF Navigator The MPF Program’s new AI-powered MPF Guide search tool is now available to help users quickly search for and access relevant guide information. Access the MPF Navigator to begin searching the MPF Guides more efficiently.

• MPF Technology – New or Different Mobile Device As a reminder, access to MPF Applications requires the use of Microsoft Authenticator. Because only one mobile device can be registered at a time, PFIs who obtain a new or replacement device must contact the MPF Service Center at MPF-Help@fhlbc.com or 877-345-2673 (option 6) for assistance with re-registration.

  For additional information about MPF Applications and technology resources, please visit the MPF Technology webpage.

• MPF Service Center PFIs are encouraged to utilize the MPF Customer Service Portal for submitting MPF Guide and program-related questions, where PFIs can track the status of their inquiry and view responses in one convenient location. The MPF Service Center is happy to assist with questions regarding MPF Guide requirements, program processes, and operational procedures. However, as a reminder, the MPF Service Center does not provide underwriting guidance, make loan eligibility determinations, or grant pre-purchase waivers or exceptions. PFIs remain responsible for evaluating loan eligibility and ensuring compliance with all applicable MPF Program requirements.

Resources

Please note you can access the following on our MPF Website:

• MPF Customer Service Portal
• MPF Guides
• Announcements